Share Certificate Rates
| Term |
Minimum Deposit |
APY* |
APR |
| 3 Months |
$2,500 |
0.60% |
0.60% |
| 6 Months |
$2,500 |
0.80% |
0.80% |
| 12 Months |
$1,000 |
1.20% |
1.19% |
| 24 Months |
$1,000 |
1.45% |
1.44% |
| 36 Months |
$1,000 |
1.95% |
1.93% |
| 12 Months |
$10,000 |
1.25% |
1.24% |
| 24 Months |
$10,000 |
1.50% |
1.49% |
| 36 Months |
$10,000 |
2.00% |
1.98% |
| 48 Months |
$10,000 |
2.20% |
2.18% |
| 60 Months |
$10,000 |
2.50% |
2.47% |
| 12 Month Add-On** |
$100 |
1.20% |
1.19% |
Rates Effective 7/1/2010
* Annual Percentage Yield
**ADD ON Certificate requires direct deposit.
Youth Certificates
| Term |
Minimum Deposit |
APY* |
APR |
|
Youth 3 Months
|
$500 |
0.60% |
0.60% |
| Youth 6 Months |
$500 |
0.80% |
0.80% |
| Youth 12 Months |
$500 |
1.20% |
1.19%
|
Rates Effective 7/1/2010
* Annual Percentage Yield
Share Certificates
One of the highest yields available at Horizon Community is from Share Certificates (CD's), however these peak performers pose no risk to your principal. High earnings and no risk means you don't have to sacrifice to get an attractive return on savings. Choose from a wide selection of CD's based on your personal investment strategy.
- Minimum balance as low as $100
- Terms Ranging from 3 months to 5 years
- 12 month Add-On CD lets you continue building your principal balance while earning a top rate
- Competitive annual percentage yields
- Funds are Federally insured to at least $250,000 until 12/31/2011
Youth Share Certificate - Newborn to age 21
Horizon also offers special youth share certificates for those under 21. These certificates offer the same benefits of our regular share certificates, but with a lower minimum balances.
- Minimum balance as low as $100
- Terms ranging from 3 months to 12 months
- 12 month Add-On CD lets you continue building your principal balance while earning a top rate
- Competitive annual percentage yields
- Funds are Federally insured to at least $250,000 until 12/31/2011
* A.P.Y. = Annual Percentage Yield
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