Credit Reports & Counseling

Knowing your credit score and how you can improve your credit score is critical in today's lending environment.  Your credit score impacts the rate you receive for loans and can even impact what you pay for home and auto insurance premiums.

You can get a copy of your credit report from the following website:

www.annualcreditreport.com

Once you have the credit report, it is important to verify that the items listed are accurate and belong on your credit report.  To obtain your credit score you will need to purchase it from one of the credit reporting agencies.

The three credit reporting agency websites are:

     www.transunion.com

     www.experian.com

     www.equifax.com

Once you have obtained your credit report, if you have any questions on what you find, feel free to call or stop in and talk with one of our loan specialists.  They are happy to help you interpret your credit report.